Real Stories, Real Satisfaction
We're proud to help thousands of South Africans achieve their goals. Here's what some of our happy customers have to say.
NA
Nkosi A.
15 May 2025
"Fast, efficient, and stress-free! I got my loan approved within hours and the money was in my account the next day. The customer service team was incredibly helpful throughout the process. I'll definitely be using Oyster Finance again in the future."
Personal Loan
Verified Customer
BO
Bella O.
2 May 2025
"They helped me grow my salon business when traditional banks wouldn't give me a chance. The application process was simple and the staff were very helpful throughout. The interest rates are fair and the repayment terms are flexible. My business is thriving now thanks to Oyster Finance!"
Business Loan
Verified Customer
VI
Van Wyk I.
28 April 2025
"Reliable and transparent service with no hidden fees. The application process was straightforward and I received my funds quickly. The only reason I'm not giving 5 stars is because the online portal was a bit slow at times, but overall a great experience."
Personal Loan
Verified Customer
TM
Thabo M.
15 April 2025
"I never thought I'd be able to own my own home, but Oyster Finance made it possible. They offered me a competitive interest rate and guided me through every step of the process. The staff were knowledgeable and patient with all my questions. I'm now a proud homeowner thanks to them!"
Home Loan
Verified Customer
NK
Nadine K.
30 March 2025
"Superb service! From quote to payout, everything was seamless. I was able to buy my new car within a week. Highly recommend for anyone looking for efficiency and clarity."
Car Loan
Verified Customer
AL
Andre L.
22 March 2025
"The staff were incredibly helpful and guided me through the home loan process. It took slightly longer than expected, but I felt supported every step of the way."
Home Loan
Verified Customer
SM
Shaun M.
19 March 2025
"Applied on a Tuesday, funds in my account by Thursday. This is the kind of service we all need more of. Everything was explained clearly, and there were no surprises."
Personal Loan
Verified Customer
LR
Lebo R.
11 March 2025
"Mixed experience. I did get the loan in the end, but there were a few communication breakdowns and delays. I appreciate the final outcome, just wish it had been smoother."
Car Loan
Verified Customer
DR
Dineo R.
28 February 2025
"Fast approval process and friendly consultants. The repayment terms were well explained. Would have liked more online self-service options."
Personal Loan
Verified Customer
ZT
Zama T.
20 February 2025
"Amazing from start to finish! I never imagined buying my first home could be so stress-free. The team was responsive and professional."
Home Loan
Verified Customer
LN
Lerato N.
10 April 2025
"I needed a car urgently for my new job, and Oyster Finance came through for me when I needed it most. The application was approved within hours, and I was able to purchase my car the next day. The interest rate was better than what the dealership offered me. Excellent service!"
Vehicle Loan
Verified Customer
JD
John D.
5 April 2025
"I had an unexpected medical emergency and needed funds quickly. Oyster Finance processed my application promptly and I received the money within 24 hours. The only reason for 4 stars instead of 5 is that I had to call to follow up on my application status."
Personal Loan
Verified Customer
KM
Katlego M.
12 April 2025
"Oyster Finance made getting my vehicle loan so easy. The team was friendly and guided me through every step. I’m now driving my dream bakkie thanks to them!"
Vehicle Loan
Verified Customer
AB
Annelie B.
9 April 2025
"I run a small bakery in Stellenbosch, and this business loan helped me expand my kitchen. They understood my needs and were super efficient. Highly recommended!"
Business Loan
Verified Customer
TN
Thabo N.
6 April 2025
"Quick service and good communication. The mobile site was a bit slow, but overall the experience was great. Got my loan for household repairs without stress."
Personal Loan
Verified Customer
HJ
Hendrik J.
3 April 2025
"Dankie Oyster Finance! I was able to upgrade my farm equipment without delay. The process was seamless and their staff were professional and helpful."
Business Loan
Verified Customer
SP
Simphiwe P.
1 April 2025
"Great experience overall. I got the car I’ve been saving for. Slight delay in the paperwork but the follow-up was impressive. Thank you Oyster Finance!"
Vehicle Loan
Verified Customer
LT
Lourens T.
22 March 2025
"Ek het 'n persoonlike lening nodig gehad om my dogter se troue te help befonds. Oyster was regtig professioneel, net 'n bietjie stadiger as verwag met die uitbetaling."
Persoonlike Lening
Verified Customer
TA
Thabiso A.
18 March 2025
"With Oyster’s help, my son can now study engineering at TUT. The application was quick, and the consultants kept us updated the whole way."
Education Loan
Verified Customer
MH
Marietjie H.
14 March 2025
"Ons het ons kombuis laat oordoen met 'n lening van Oyster. Hulle diens was vinnig en vriendelik – ek sal hulle enige tyd aanbeveel!"
Verbeteringslening
Verified Customer
KB
Karabo B.
10 March 2025
"My fashion boutique in Polokwane was struggling until Oyster stepped in. The business loan gave me breathing room and now sales are climbing again!"
Business Loan
Verified Customer
DV
Dewald V.
5 March 2025
"Die lening was presies wat ons nodig gehad het om die dak van ons huis in Bloemfontein te herstel. Ek sou net graag vinniger kommunikasie wou hê."
Huisherstel Lening
Verified Customer
ZM
Zanele M.
2 March 2025
"Oyster made it possible for me to study full-time at Wits. I didn’t think I’d qualify but they explained everything and walked me through the process."
Student Loan
Verified Customer
EN
Elzabé N.
25 February 2025
"Ek moes dringend Johannesburg toe vlieg vir 'n familielid se operasie. Oyster het gehelp met 'n vinnige lening sonder gedoe. Baie dankie vir julle empatie!"
Noodlening
Verified Customer
TK
Thuli K.
20 February 2025
"I got a second-hand bakkie to deliver goods for my online shop in Mpumalanga. The loan approval took longer than expected, but the interest rate is great!"
Vehicle Finance
Verified Customer
MK
Melanie K.
17 February 2025
"The loan was eventually approved, but I had to submit documents multiple times. Customer service was polite but not always reachable. Hoping for improvements in processing."
Personal Loan
Verified Customer
BN
Brian N.
10 February 2025
"Good value and decent interest rates. The process wasn’t instant, but the team kept me updated, which I appreciated. I’m happy with the final outcome."
Home Loan
Verified Customer
CT
Carlos T.
04 February 2025
"Easily one of the best loan experiences I’ve had. No hidden costs, fast communication, and I drove off with my new car within a few days. Excellent!"
Car Loan
Verified Customer
ZW
Zanele W.
30 January 2025
"Disappointed with how long it took to finalize everything. I expected a faster turnaround. The support team was helpful but the process dragged on too much."
Personal Loan
Verified Customer
FD
Fatima D.
21 January 2025
"Top-notch experience! Everyone I spoke to was courteous and knowledgeable. The process of securing a home loan was surprisingly stress-free."
Home Loan
Verified Customer
GH
Gregory H.
18 January 2025
"Happy with the outcome, but the documentation requirements were a bit much. That said, the staff helped make sense of it all and the rate was competitive."
Car Loan
Verified Customer
NM
Noma M.
12 January 2025
"Extremely satisfied! The process was quick, and everything was done online. No need to visit a branch. I’d definitely use this service again."
Personal Loan
Verified Customer
TK
Themba K.
05 January 2025
"The loan team was helpful, but there were delays with the property valuation. Not entirely their fault, but it added stress. Still, I got the loan eventually."
Home Loan
Verified Customer
JL
Janine L.
30 December 2024
"Overall, a pleasant experience. The loan terms were fair and the application was mostly online. I had one hiccup with uploading docs but it was resolved quickly."
Car Loan
Verified Customer
RA
Riyaan A.
22 December 2024
"Impressed with the speed and professionalism. Funds were transferred within 24 hours of approval. No hassles. Would gladly recommend."
Personal Loan
Verified Customer
WB
Willem B.
18 February 2025
"Ek het my tuinboumaatskappy in die Wes-Kaap begin met hulp van Oyster. Die span was kundig, vriendelik en regtig bereid om te help."
Besigheidslening
Verified Customer