About Oyster Finance

Who We Are

Oyster Personal Finance is a trusted provider of personal and business loan solutions for South Africans. We are committed to simplifying credit access and supporting economic growth across the country.

With years of experience in the financial services industry, we understand the unique challenges faced by individuals and businesses in South Africa. Our innovative approach to lending combines cutting-edge technology with personalized service to deliver fast, reliable, and transparent financial solutions.

As a registered credit provider (NCRCP11356), we operate under the strict guidelines of the National Credit Regulator, ensuring that our practices are ethical, transparent, and in the best interests of our clients.

Our Mission

To provide quick, easy, and secure loans to individuals and small businesses through innovative technology, while maintaining the highest standards of customer service and financial responsibility.

Our Vision

To become South Africa's most reliable and accessible micro-lending platform, empowering financial freedom and supporting economic growth in communities across the nation.

Our Values

The principles that guide everything we do

Trust

We put our customers first and build lasting relationships based on trust, transparency, and mutual respect.

Speed

Time is money—we move fast to get you the funds you need when you need them most.

Integrity

We provide transparent and honest services with no hidden fees or surprise charges.

Community

We're committed to supporting South African communities and contributing to economic growth.

Our Journey

Key milestones in our growth

2020
Company Founded
Oyster Personal Finance was established with a vision to revolutionize lending in South Africa.
2021
NCR Registration
Obtained our National Credit Regulator license (NCRCP11356) to operate as a registered credit provider.
2022
Digital Platform Launch
Launched our fully digital platform, making loan applications faster and more convenient.
2023
10,000 Loans Milestone
Successfully processed over 10,000 loan applications, helping thousands of South Africans.
2024
Business Expansion
Expanded our services to include business loans and increased our maximum loan amount to R5,000,000.
2025
Financial Empowerment
Empowered thousands by providing access to personal loans tailored to your needs, we help and empower you financially enabling You to achieve your dream and for home ownership, car purchases, dream vacations, and financial freedom — helping our clients turn aspirations into reality.

Our Team

Meet the people behind Oyster Finance

CEO

Sarah Johnson

Chief Executive Officer

CTO

Parki Smith

Chief Approval Officer

CFO

Mrs Charmaine

Financial Proocessing Officer

Ready to Experience the Oyster Difference?

Join thousands of satisfied customers who have chosen Oyster Personal Finance for their lending needs.

Apply for a Loan Today